// Buy Now, Pay Later

Get your next phone
on flexible payments.

Fonestack has partnered with CreditDirect to help eligible customers spread the cost of their phone. Check what you need below, then chat with us on WhatsApp to get started.

The down payment is typically 40–50% of the phone price. Meeting these requirements does not guarantee approval; CreditDirect will review your application and confirm the final amount and eligibility.

What you need to qualify

  • Active bank account

    A bank account that is currently open and in use.

  • Active ATM card

    An active ATM card linked to your bank account.

  • Active email address

    An email address you can access for updates.

  • BVN and registered phone number

    Your BVN and the phone number registered with it.

  • 40–50% down payment

    Plan to pay an estimated 40–50% of the phone price upfront.

START BNPL ENQUIRY ON WHATSAPP
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